Privacy Policy

Rev. 03/2013

FACTS

WHAT DOES HUNTINGTON STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

• Social Security number 
• Income 
• Account balances

• Payment history
• Credit history
• Overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Huntington State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Huntington State 
Bank share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - 
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -  information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes -  information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call toll-free 1-888-890-6080 or go to www.huntingtonstatebank.com
www.lowerybank.com, or www.bankoftyler.com

  

Who We Are

 

Who is providing this notice?

Huntington State Bank means the following institutions: Huntington State Bank, LoweryBank, a Division of Huntington State Bank, Bank of Tyler, a Division of Huntington State Bank

What We Do

 

How does Huntington State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Huntington State Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account  
• Apply for a loan
• File an insurance claim

• Apply for financing 
• Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only 
• sharing for affiliates' everyday business purposes - information about your    creditworthiness 
• affiliates from using your information to market to you 
• sharing for nonaffiliates to market to you 
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. 
Huntington State Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. 
Huntington State Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
Huntington State Bank doesn't jointly market. 

Other Important Information

For Texas Customers. The Huntington State Bank, LoweryBank a division of Huntington State Bank, Bank of Tyler a division of Huntington State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Huntington State Bank, LoweryBank a division of Huntington State Bank, Bank of Tyler a division of Huntington State Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; E-mail: consumer.complaints@banking.state.tx.us, Website: www.banking.state.tx.us.

Privacy Model Disclosure
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010
   PRIV-MODEL 8/1/2010
2012.1/0702 3635898-010 EPRV0702

Rev. 03/2013

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