HSB - Checking






	HUNTINGTON \| ETOILE \| CENTRAL \| ZAVALLA \| LUFKIN \| NACOGDOCHES

		Click on an account name to the left for more information about that account. To see a side by side comparison of the checking accounts we offer, click on the ACCOUNT COMPARISON. All of our accounts can enjoy Online Banking & Bill Pay, 24-Hour Banker and Debit Card. Just ask one of our friendly account representatives how to sign up.

*ACCOUNT COMPARISON* -Regular -Hometown Advantage -Hometown Advantage Plus -FREE Advantage -Students Advantage -Commercial -NOW Checking (Click on an account type above for more information.)
		-REGULAR-
		•Monthly Service Charge - $0 •Minimum Opening Deposit - $25.00 •Minimum Daily Balance Required to Avoid Additional Service Charge - $600.00¹ •An excess debit fee of .15 cents per check over 30 will be charged if account balance is below $600 any day in statement cycle. ¹Balances less than minimum reguirement any day of the statement cycle are subject to additional service charge - $5.00 Service Charge for balances $400.00 - $599.99, $7.00 Service Charge for balances $200.00 - $399.99, $9.00 Service Charge for balances $0.00 - $199.99. *BACK*
		-HOMETOWN ADVANTAGE-

		•Monthly Service Charge - $7 •Minimum opening deposit - $25.00 •NO Minimum Daily Balance Required to Avoid Additional Service Charge •Unlimited check writing •FREE Checks¹ •Discounted Safe Deposit Box Rental •FREE travelers checks and money orders •$10,000 accidental insurance •$20,000 scheduled airline insurance ¹Bank determines style. *BACK*

		-HOMETOWN ADVANTAGE PLUS-

		•Monthly Service Charge - $9 •Minimum opening deposit - $25.00 •NO Minimum Daily Balance Required to Avoid Additional Service Charge •Unlimited check writing •FREE Checks¹ •Discounted Safe Deposit Box Rental •FREE travelers checks and money orders •FREE cashier's checks •$20,000 accidental insurance on Member, $2500 on Spouse •$100,000 scheduled airline insurance ¹Bank determines style. *BACK*
		-FREE ADVANTAGE-

		•Monthly Service Charge - $0 •Minimum opening deposit - $25.00 •NO Minimum Daily Balance Required to Avoid Additional Service Charge •Unlimited check writing •50 FREE checks with initial order¹ ¹Duplicates required. With Free Checking all periodic statements will be provided to you by electronic communication via your Online Banking account with Huntington State Bank. You can review, print and retain your monthly periodic statement. You will not receive a monthly statement via U.S. Mail. *BACK*
		-STUDENTS ADVANTAGE -

		•Monthly Service Charge - $0 •Minimum opening deposit - $25.00 •NO Minimum Daily Balance Required to Avoid Additional Service Charge •Unlimited check writing •For full time student age 24 or younger *BACK*
		-COMMERCIAL-

		•Monthly Service Charge - $0 •Minimum opening deposit - $100.00 •Minimum Daily Balance Required to Avoid Additional Service Charge - $5,000.00¹ •Unlimited check writing ¹Balances less than minimum reguirement any day of the statement cycle are subject to additional service charge - $20.00 Service Charge for balances less than $5,000.00. *BACK*
		-NOW CHECKING-INTEREST BEARING-

		•Monthly Service Charge - $0 •Minimum opening deposit - $100.00 •Minimum Daily Balance Required to Avoid Additional Service Charge - $1,000.00¹ •Unlimited check writing ¹Balances less than minimum reguirement any day of the statement cycle are subject to additional service charge - $7.00 Service Charge for balances less than $1,000.00. This account earns interest on the daily balance and is credited to the account monthly. Only individuals, sole proprietorships, nonprofit and governmental entities may own a NOW account.Corporations or partnerships cannot own a NOW Account. *BACK*
		FDIC Insurance Coverage All deposits are FDIC insured and any deposits with Huntington State Bank or LoweryBank, a division of Huntington State Bank, Bank of Tyler, a division of Huntington State Bank, or Community Bank of Warren, a division of Huntington State Bank are insured as one bank in aggregate. *BACK* Information contained in this web site does not include all disclosures required by banking regulations. Some fees may be associated with deposit accounts. This information is available in the New Account area of each bank location or will be mailed to you upon request.