Dream Points

From groceries and fuel, to dry cleaning and dinner out, you can earn points from everyday purchases with your Huntington State Bank debit card! As you accumulate points, you can choose from hundreds of reward options. With so many choices, you are bound to find a reward that is perfect for you.


Earning points is simple!

1. Use your Huntington State Bank debit card

$3 spent on signature based debit card transactions = 1 point

2. Redeem your points for rewards anytime

You can redeem your points online or by phone for rewards including gift cards, merchandise, travel, experiences, green products and charitable donations - 24 hours a day/7 days a week!

Allow 4-6 weeks delivery time on merchandise/cards, etc.


Sample rewards


Earn bonus points!

Shop our Perks Points Mall

Shop our online network of top national and regional merchants. You can browse through hundreds of popular online merchants. You will earn an additional 5 bonus points for every $1 spent, for all transactions using your rewards card.

Shop our More Points online store

Browse through thousands of brand name merchandise items and choose from top gift card retailers. You will earn 3 additional points for every dollar spent when you use your rewards card.

Log into www.dreampoints.com/hsb and click on "Perks" from the top menu bar to get started today.


Don't have a Huntington State Bank debit card?

Go to any New Account desk and ask for an application. If approved, you will receive your card through the mail in 10-14 working days. For security your pin number will be sent in a separate mailing.

Kohl's® is not a sponsor of this promotion and is not affiliated with Huntington State Bank. KOHL'S® and KOHL'S® brand names are trademarks of Kohl's Illinois, Inc.

Apple and iPod touch are registered trademarks of Apple Inc. All rights reserved. Apple is not a participant or sponsor of this promotion.

Exxon Mobil Corporation is not a sponsor or co-sponsor of this promotion. The Exxon and Mobil logos are registered trademarks of Exxon Mobil Corporation or one of its subsidiaries. ExxonMobil Gift Cards are issued and sold by SVM, an Illinois Limited Partnership.

OSI Restaurant Partners: Outback Steakhouse®, Carrabba's Italian Grill®, Bonefish Grill®, Fleming's Prime Steakhouse® and Roy's® is not a sponsor or co-sponsor of this promotion. Any of our gift cards can be used at all of our OSI locations. See card for terms and conditions.

LOWE'S® and the GABLE MANSARD DESIGN are registered trademarks and service marks of LF,LLC. Lowe's® is not affiliated with this financial institution.

Providing Solutions, Building Relationships, One Dream at a Time.