Fee Schedule

Common Features/Fee Schedule, Effective 3-1-2013

Limits and fees – The following fees may be assessed against your account and the following transaction limitations, if any.

Replace Debit/ATM Card - per customer request

$5.00

Change Debit/ATM Card PIN

$5.00

Debit card limit - $2,500.00 per day for Point of Sale purchase(s)

and no more than $500.00 per day in ATM withdrawals.

ATM card limit - no more than $500.00 per day in ATM withdrawals

Debit Card - service charge fee

$1.00 per month

ATM balance inquiry

$0.25

ATM fee other locations

$1.50

Check Printing

Fee depends on style of check ordered

Temporary Check without check order

$0.30

Free with check order

Cashier's check- account holder

$5.00

Overdraft Fee - each item
The categories of transactions for which an Overdraft fee may be
imposed are those by any of the following means: check , in-person
withdrawal, ATM or Debit withdrawal and/or other electronic means

$33.00

Return Item Fee - when applicable to non-sufficient funds
The categories of transactions for which a Return Item Fee may be
imposed are those by check or other electronic means.

$33.00

Deposit Item Return Charge - returned deposit item fee

$10.00

Account research

$25.00 per hour

Account balancing assistance (1 hour minimum-15 minute increments

$25.00 per hour

Copy of Periodic Statement

$3.00

Telephone transfer - not automated

$2.00 per transaction

Stop payment - each item

$30.00

Wire transfer - Domestic - incoming or outgoing

$20.00

Wire transfer - Foreign - incoming or outgoing

$55.00

Garnishments (plus legal fees)

$25.00

Executions (plus legal fees)

$25.00

Levies (plus legal fees

$25.00

Subpoena - One hour minimum - 15 minute increments

$150.00 per hour

Account closed within 90 days of opening

$25.00

Collections - checks and drafts

$15.00

Collections - immediate credit

$50.00

Photo Copies - first 10 copy pages free

$0.30

Safe Deposit Box Drilling - + plus locksmith service call charge

$76.00 +

Safe Deposit Box Lost Key Fee

$10.00

Currency Conversion fee - Debit Card

0.2% of amount transacted

Cross Border Transaction Fee - Debit Card

0.8% of amount transacted

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