Individual Retirement Account - IRA

We offer short and long term IRA's. All our IRA's are invested in Certificates of Deposit and may be opened with a minimum opening balance of $500.00.

Types offered are:

  • Traditional IRA
  • Roth IRA
  • SEP

Information contained in this web site does not include all disclosures required by banking regulations. Some fees may be associated with deposit accounts. This information is available in the New Account area of each bank location or will be mailed to you upon request.  

We can help you rollover funds from a current retirement plan or we can help you start a retirement plan of your own. There are no annual fees to maintain your IRA account with us and the terms are the same as our 1 to 3 year certificates. All our CD's are fixed for the full term and a penalty may be accessed for early withdrawal on the amount withdrawn depending on the term. Fees may reduce earnings.

For current terms & interest rates on our Certificates of Deposit contact our Customer Service (936) 639-5566 or (936) 462-8800 or visit with any of our friendly lobby staff.

FDIC Insurance Coverage

All deposits are FDIC insured and any deposits with Huntington State Bank or LoweryBank, a division of Huntington State Bank, or Bank of Tyler, a division of Huntington State Bank  are insured as one bank in aggregate.

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