Savings Accounts

Savings Accounts

REGULAR SAVINGS

  • Minimum opening deposit: $100.00
  • Minimum daily balance of $200.00 required to avoid additional service charge of $5.00
  • Service charges and fees may reduce earnings
  • Contact one of our personnel to obtain current rate offerings.

Limitations

  • Transactions are limited to six (6) per statement cycle of withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit cards or similar order to a third party.
  • An excess debit fee of $1.00 per withdrawal per statement cycle will be charged for each transaction in excess of the above limitations
  • We reserve the right to change the account type should the customer continually exceed these debit limitations

KIDS CLUB SAVINGS

  • Customers 12 years or younger qualify for this account
  • Minimum opening deposit: $25.00
  • No minimum balance required
  • Service charges and fees may reduce earnings
  • Contact one of our personnel to obtain current rate offerings.

Limitations

  • Transactions are limited to six (6) per statement cycle of withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephoneorder or instruction, computer transfer, or by check, draft, debit cards or similar order to a third party.
  • We reserve the right to change the account type should the customer continually exceed these debit limitations

MONEY MARKET

  • Minimum opening deposit: $1,000.00
  • Minimum daily balance of $1,000.00 required to avoid additional service charge of $7.00
  • Service charges and fees may reduce earnings
  • Contact one of our personnel to obtain current rate offerings.

Limitations

  • Transactions are limited to six (6) per statement cycle of withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit cards or similar order to a third party.
  • An excess debit fee of $7.50 per withdrawal per statement cycle will be charged for each transaction in excess of the above limitations
  • We reserve the right to change the account type should the customer continually exceed these debit limitations

ADVANTAGE TIERED MONEY MARKET

  • Minimum opening deposit: $2,500.00
  • Minimum daily balance of $25,000 required to avoid a service charge of $7.00
  • The following are the interest rate tiers:
    $0.00 $24,999.99
    $25,000 to $99,999.99 
    $100,000. $249,999.99
    $250,000 and above
  • Interest rates will increase as deposit amounts increase.
  • Service charges and fees may reduce earnings.
  • Contact one of our personnel to obtain current rate offerings.

Limitations

  • Transactions are limited to six (6) per statement cycle of withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone orderor instruction, computer transfer, or by check, draft, debit cards or similar order to a third party.
  • An excess debit fee of $7.50 per withdrawal per statement cycle will be charged for each transaction in excess of the limitations.
  • We reserve the right to change the account type should the customer continually exceed these debit limitations.

CHRISTMAS SAVINGS

Christmas comes once a year. Plan ahead for holiday expenses.

  • Take penalty-free withdrawals from November 1st - December 31st
  • Minimum opening deposit: $25.00 
  • Your interest rate and annual percentage yield may change
  • Service charges and fees may reduce earnings
  • Contact one of our personnel to obtain current rate offerings.

Limitations

  • Withdrawals before Nov. 1st will be charged a $5.00 debit fee
  • Minimum daily balance of $25.00 required to avoid additional service charge of $5.00
  • Transactions are limited to six (6) per statement cycle of withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit cards or similar order to a third party.
  • An excess debit fee of $1.00 per withdrawal per statement cycle will be charged for each transaction in excess of the above limitations
  • No ATM or debit cards available on this account

 

FDIC Insurance Coverage

All deposits are FDIC insured and any deposits with Huntington State Bank, LoweryBank, a division of Huntington State Bank, or Bank of Tyler, a division of Huntington State Bank are insured as one bank in aggregate.

Information contained in this brochure does not include all of the disclosures required by banking regulations. This information is available in the New Accounts area of each bank location or will be mailed to you upon request.

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