Individual Retirement Account - IRA

 We offer short and long term IRA's. All our IRA's are invested in Certificates of Deposit and may be opened with a minimum opening balance of $500.00.

Types offered are:

  • Traditional IRA
  • Roth IRA
  • SEP

Information contained in this web site does not include all disclosures required by banking regulations. Some fees may be associated with deposit accounts. This information is available in the New Account area of each bank location or will be mailed to you upon request. Also, we recommend that you consult with a tax professional for any tax advice regarding these accounts. 

We can help you rollover funds from a current retirement plan or we can help you start a retirement plan of your own. There are no annual fees to maintain your IRA account with us and the terms are the same as our 1 to 5 year certificates. All our CD's are fixed for the full term and a penalty may be accessed for early withdrawal on the amount withdrawn depending on the term. Fees may reduce earnings.

IRA 1 Year RATE: 1.50% APY: 1.51%
IRA 2 Year RATE: 1.75% APY: 1.77%
IRA 3 Year RATE: 2.00% APY: 2.02% 
IRA 4 Year RATE: 2.25% APY: 2.27%
IRA 5 Year RATE: 2.25% APY: 2.27%

APY=Annual Percentage Yield 

A penalty may be imposed for early withdrawal 

All stated rates and annual percentage yields current as of 9/11/18

FDIC Insurance Coverage

All deposits are FDIC insured and any deposits with Huntington State Bank or LoweryBank, a division of Huntington State Bank, or Bank of Tyler, a division of Huntington State Bank are insured as one bank in aggregate.

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